Boil 4 cups of water and add both dal (toor and chana), salt, minced ginger, turmeric, and leave it until dal is half cooked. Add all vegetables viz. potato, banana, pumpkin, brinjal and papaya and cook until vegetables become soft and tender. Then add coconut. Heat oil in a pan & add the Panch foran until it crackle and then add it to the cooked dal. Sprinkle BHARAT DALMA MASALA. Decorate with grated coriander leaves (optional). Serve with hot steam Rice.